body {
	background-color: #b8c9d4;
	margin: 0;
	padding: 0;
	font-family: verdana,arial,sans-serif;
	font-size: 10px;
	text-align: center;
}

div {
	padding: 0;
	margin: 0;
}
#container {
	width: 780px;
	margin: 0 auto;
	text-align: left;
	border-left: 1px solid #003366;
	border-right: 1px solid #003366;
}
#head {
	height: 164px;
	background-image: url(img/top.jpg);
	background-repeat: no-repeat;
	background-position: top left;
}
#head #menu {
	position: relative;
	width: 270px;
	height: 23px;
	top: 89px;
	left: 240px;
}

#content {
	width: 780px;
	background-image: url(img/bg.gif);
	background-repeat: repeat-y;
	background-position: top left;
}
#content a:link, #content a:visited, #content a:active, #content a:hover {
	color: #fcb341;
	text-decoration: none;
}
#content a:hover {
	color: #fff;
}

.leftcolumn {
	width: 234px;
	vertical-align: top;
	color: #fff;
	border-top: 1px solid #9d9c8b;
}
.col1index {
	background-image: url(img/col1bg1.jpg);
	background-repeat: no-repeat;
	background-position: bottom left;
}
.leftcolumn .content {
	margin: 40px 12px 0px 12px;
	color: #f1f0d6;

}
.rightcolumn {
	vertical-align: top;
	color: #f1f0d6;
	
}
#footer {
	border-top: 1px solid #fff;
	background-color: #003366;
	height: 52px;
	clear: both;
}
#footerinfo1 {
	float: left; 
	margin: 23px 0px 0px 12px;
}
#footerinfo2 {
	float: right;
	margin: 23px 12px 0px 0px;
}
#footerinfo1, #footerinfo2 {
	color: #fff;
	font-family: arial,verdana,sans-serif;
	font-size: 10px;
}
#footerinfo2 a {
	margin-left: 15px;
	text-decoration: none;
}
#footerinfo2 a:link, #footerinfo2 a:visited, #footerinfo2 a:hover {
	color: #fff;
}
#footerinfo2 a:hover {
	color: #fbb341;
	text-decoration: underline;
}
h1,h2 {
	font-family: "Times New Roman", serif;
	font-size: 16px;
	color: #f1f0d6;
	font-weight: bold;
	padding: 0px;
	margin: 0px 0px 0px 0px;
}
h2 {
	font-size: 20px;
}
.leftcolumn h1 {
	color: #fff;
}
#smallnav { 
	width: 100%;
	background-image: url(img/nav2corner.gif);
	background-color: #607f93;
	background-repeat: no-repeat;
	background-position: bottom left;
}
#smallnav table {
	border-collapse: collapse;
	height: 16px;
}
#smallnav td {
	border-top: 1px solid #30597c;
	border-right: 1px solid #30597c;
	padding: 0px 10px 0px 10px;
}
#smallnav .highlightnav {
	background-color: #665500;
}
#smallnav table a:link, #smallnav table a:visited, #smallnav table a:hover { 
	color: #fff;
}
#smallnav table a:hover {
	color: #fbb341;
}

.teaser {
	background-color: #486b87;
	color: #f1f0d6;
}
.teaser p {
	padding-right: 15px;
}
.teaser .teaserpic {
	padding-left: 20px; 
}
#content3 {
	margin: 0px 15px 0px 12px;
}
#content3 #sidebar {
	float: right;
	width: 172px;
	background-color: #30597c;
	padding-top: 15px;
	margin-left: 10px;
}
#content3 #sidebar img {
	margin-bottom: 10px;
}
p {
	margin: 0px 0px 12px 0px;
	padding: 0px;
}
.darker {
	color: #b3aa80;
}

.contact1 {
	background-color: #30597c;
	font-family: "Times New Roman", Times, Serif;
	font-size: 14px;
	color: #f1f0d6;
}
.contact2, .contact3 {
	background-color: #30597c;
	width: 25px;
}
.contact3 {
	text-align: right;
	width: 200px;
	padding-right: 5px;
}
.contactc1 {
	font-size: 1px;
	width: 25px;
}
.contactc2 {
	font-weight: normal;
}
.calcright {
	padding: 3px 0px 3px 0px;
	margin-bottom: 6px;
}
.calcright a, .calcright a:link, .calcright a:visited, .calcright a:active  {
	font-family: "Times New Roman", times, serif;
	font-size: 11px;
	padding-left: 5px;
	color: #fff;
}
.calcactive {4d6e82
	background-color: #665500;
}
.altrow {
	background-color: #4b6c81;
}
.required {
	color: #66ccff;
}
#content3 td {
	color: #000;
}
.brighter {
	color: #ddd !important;
}
#calculatorholder {
	
}
.ratestable {
	width: 98%;
	color: #f1f0d6;
}
.ratestable td {
	text-align: center;
	vertical-align: middle;
	padding: 4px;
	color: #f1f0d6 !important;
}
.applytable, .applytable td {
	color: #f1f0d6 !important;
}